Mortgage Consultant
We make the home loan process as simple as possible by guiding you through every step.
1312 Bellona Avenue
Suite 200
With over ten years of mortgage consultation and origination experience, I have the perspective and knowledge necessary to guide my clients and help them to make an informed decision selecting the loan program that best accommodates their situation and financial goals. I am dedicated to developing long term relationships with my clients by demonstrating my integrity and commitment to always providing unmatched service. This, along with having a committed and professional support team that works to ensure as much as possible a short and hassle-free process, is the basis for my long record of satisfied customers.
Prosperity Home Mortgage is a reputable full service national lender offering a comprehensive line of residential mortgage loans for both refinancing and new home purchases. This includes conventional, VA, FHA and non-conforming programs. We employ a knowledgeable staff of experienced mortgage bankers with an operations team that is second to none, constantly updating our loan programs and pricing based on market patterns, Prosperity Home Mortgage can ensure that we deliver extremely competitive terms combined with optimal mortgage structuring.
I appreciate the rewards of working earnestly to help people achieve homeownership and greater financial stability for their families. However, when time and opportunity permit, I also enjoy reading, travelling, and spending time with my family.
Visit us in Fort Myers, FL
About ME
Empowering Our Community Through 18 Years of Expert Lending Support.
With over 18 years of personal lending experience, I've had the privilege of assisting over 1500 clients, and we're committed to continuing our legacy of community impact and client satisfaction.
18
+ Years
1500
+
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
What our customers are saying
Dan was great at communicating and making my clients feel informed about the whole process!
Dan took such great care of my clients from day one! They were first time home buyers, and Dan explained everything and was there for them whenever they needed him! Dan also made sure to communicate with me as their agent, answering all of my questions and helping me understand the process! I can’t say enough great things about Dan, he’s the best!
Dan is a seasoned professional and we have successfully worked together for over 20 years. :)
Dan is a knowledgable and very patient financial advisor. He will walk you through every aspect of the mortage process and answer all your questions, multiple times if necessary. He is courteous and friendly, and above all, he makes himself available whenever you need him. I have rarely had such responsive and helpful advice from a professional. Highly recommended.
Dan was always very responsive and explained things to us with candor and ease. He's very personable and does well with first time home buyers.
Dan was great. He gave great advice and was very responsive
It is always a pleasure working with Dan!
Dan was available to answer questions any time and was willing to explain details to clarify confusion .
Dan was a pleasure to work with...he has great communication skills. He was always available whenever I called. He answered all my questions and took the time to explain everything I asked. I loved working with him!
Dan, is a true professional! He was informative and timely even with a rushed timeline. Thank you, Dan! Bob Simon
Great and quick service
I recently worked with Dan, who made the entire process so smooth and stress-free. He was incredibly patient, taking the time to explain every detail and answer all my questions thoroughly. His professionalism and kindness made me feel confident in my decisions. I especially appreciated his proactive communication, always keeping me informed about the status of my application. It truly felt like he was on my side, working to get me the best possible outcome. I couldn’t have asked for a better experience!
Dan is efficient and personable. Clients like his professionalism!
Dan has been been integral to my success in the process of purchasing this home. I do not think I would have accomplished my goals without him. I am so appreciative and will never go to anyone else.
Dan is very pleasant to work with, always gave weekly update to me and my buyers. Buyers loved working with him also. Very efficient, professional and always available to answer any questions we had.
Dan is very easy to talk to, he communicates clearly and fully. He is very responsive to all of my questions and sends requests to me promptly. I knew I could ask him anything and he would get back to me with an answer, or let me know who to direct my question to. Dan is great!
Excellent service
Dan went above and beyond to work with me from day one. I was skeptic if I could have ever own a home at this age but Dan assured me I can. He worked with me throughout the process and responded quickly to any questions I had which I am grateful for. I am glad I got referred to Dan and I will definitely let my friends know if they ever decide to purchase home in the future. Thanks Dan
amazing! He's attentive to all my questions and he was very responsive. He constantly checked in to make sure I was in alignment with the process. And he was regularly communicating with my real estate agent. He's a true professional!
Because Dan was professional, very personable and made himself available anytime to answer any questions I may have had.
Dan was great at communicating and making my clients feel informed about the whole process!
Dan took such great care of my clients from day one! They were first time home buyers, and Dan explained everything and was there for them whenever they needed him! Dan also made sure to communicate with me as their agent, answering all of my questions and helping me understand the process! I can’t say enough great things about Dan, he’s the best!
Dan is a seasoned professional and we have successfully worked together for over 20 years. :)
Dan is a knowledgable and very patient financial advisor. He will walk you through every aspect of the mortage process and answer all your questions, multiple times if necessary. He is courteous and friendly, and above all, he makes himself available whenever you need him. I have rarely had such responsive and helpful advice from a professional. Highly recommended.
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